Can I get Comrade Obama to mandate car insurance companies issue me a policy even though my car is smashed?

Question by Patches O'Houlihan: Can I get Comrade Obama to mandate car insurance companies issue me a policy even though my car is smashed?
I would prefer to buy car insurance after the fact only, since it's no fun paying premiums only to never have an accident. What I would like is Comrade Obama to mandate that evil, for profit car insurance companies take on my risk of accident for zero premium in return. Then, when I do have an accident, I can buy the policy and get the damage taken care of. Isn't that only fair? After all, profits are evil right?


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