How Does Insurance Work?






Its about economy of scale. When you sign up for healthcare coverage, you join a group of other people to combine your healthcare purchasing power. Your insu...








Silence of Love : Thai Life Insurance Commercial with english captions. enjoy.

49 comments:

  1. Jesus, Gary sucks

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  2. Nice ad, but what if one of those group members isn't careless and never has to draw on insurance? What then? Their money just goes down the toilet. It's impossible for each group member to benefit equally from this money pool; why don't people direct their hard earned capital elsewhere and just be accountable for themselves? Or, if they still wish to adhere to this "safety in numbers" idea, they could form their OWN insurance group. No middleman needed.

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  3. great simple an effective vid.

    Of course the amount you pay for your cover vaires by insurer and this isn't addressed.

    You really need to get quotes from multiple providers to make sure you're getting the best deal around.

    Sites like cheapest-insurance. info can help a lot with this

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  4. I think in Gary's case, it wouldn't be health insurance, but more like life insurance. I still don't understand insurance, especially health and auto. I mean most times, you're denied coverage anyway, and that's even if you pay your premiums.

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  5. You can NEVER make a complainer happy. No matter what "they" will always see the glass Half Empty and complain about it.

    This video is well put together simply as an education...Period. STOP whining about everything.

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  6. It looks like this screed was created by an insurance company.

    They conveniently left out their obscene profits, fat executives with their perks and their armies of claim deniers...

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  7. HUGE problem! Only explains the risk model - poorly. Health insurance has a fiduciary responsibility to the SHARE-holder not the POLICY-holder. This means that companies are required by law to increase the value of a share over the "public good" Adhering to legality avoiding morality.

    Save your money - spend it instead on good food, use that gym membership/equipment that you bought, get some sleep, turn off the TV, and enjoying your family. That is the best risk mitigation!

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  8. what? why is it $0.00?

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  9. America should just become socialist. So much easier

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  10. or maybe it's an attempt at explaining how insurance works, which few people understand. by your comment i doubt you do either. now that i watched it it's actually a pretty poor explanation though, like the one i would give 5th graders.

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  11. socialism isn't voluntary is it? and insurance is risk mitigation.

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  12. why would someone cover you for pre-existing conditions? if you get in a car accident do you then get car insurance?

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  13. I agree with it very much as I am a good Example....My Insurance Company pay all my BiLL.....

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  14. i hate living in the US

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  15. Life Insurance QuotesAugust 13, 2013 at 4:16 PM

    Excellent info - thought your use of graphic effective - well done!

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  16. this is awesome.

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  17. hi: new zealand costs: broken leg and pregnancy=$0.00. wake up america

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  18. When you sign up for coverage, you join a group of people who help the insurance company lobby in Washington!

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  19. This is the way it works? Not so fast! Who pays the insurance company's employees? Why doesn't BlueCross/BlueShield pay taxes? How does BlueCross afford to spend $2.3 million on lobbying? My money goes to help my neigbors? Not so! Only a portion goes to helping my neighbors, and another portion goes to paying salaries and lobbyists.

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  20. thank you

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  21. yup clearly this video leaves out people with pre-existing conditions and the fact the insurance company is trying to make a huge profit .
    Im british and for some things trying to make a profits fine but not for a healthcare system

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  22. This looks like a piece of viral marketing for the US health insurance industry.

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  23. This is viral marketing put out by the health insurance companies.

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  24. it's was made me remember my dad

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  25. What's the point?

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  26. dumb แปลว่า ใบ้ครับ

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  27. Stop using Inglish

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  28. shut the fuck up.

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  29. BULL SHIT!! tailand is SEX TURISM country

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  30. lolwut
    it was a girl the whole time

    k

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  31. for this is Love.

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  32. I Cry Watch This Video :'-(

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  33. when was watching this vid, I cried in my office with my bos laughing at me.. for fucksake..

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  34. เป็นใบ้ครับ ไม่ใช่หูหนวก
    เป็นใบ้คือ ได้ยินเหมือนคนทั่วไป แต่พูดไม่ได้

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  35. คนหูหนวก ไม่ได้ยิน แต่รับรู้ถึงความสั่นสะเทือนได้

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  36. Okay I'll buy life insurance just stop with the commercials

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  37. @Shellian: I assumed the flatline was for the daughter and she was saved with the blood transfusion. Unless the dad had a stroke or heart attack being in the hospital and he died, I can't see him dying from the transfusion. And it would be terribly inappropriate to put the dead dad next to the daughter and have her wake up like that....but guess we will never know unless they do a sequel.

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  38. i think u didn't get me. i meant this is too good for just a commercial. they should've made this a movie instead.

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  39. i don't know about you but i cried.
    it's enough to make me think about my family

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  40. เป็นใบ้พูดไม่ได้ครับ แต่หูยังได้ยิน :)

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  41. Try not to cry. Lie down. Cry a lot.

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  42. Yeah man this website here is just sending out 100% free White Apple iPad 3's for today only.

    But you have to be fill out your email id but it's all real, I claimed mine a few minutes ago. Better hurry up! UPAD3.COM

    I didn't care much for being called stupid and softhearted. But the boyfriend bit I could live with.

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  43. @Pathologydoctor: if he's sleeping why does the monitor show a flatline after you see the blood go up the iv?

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